// monsa vs simply wall st
Monsa and Simply Wall St, where they overlap and where they do not.
Both score companies. The difference is whose criteria are being used.
What Simply Wall St is for
Visual company analysis - the snowflake - built on a fixed set of checks covering value, future, past, health and dividend, plus portfolio tracking.
Monsa holds the rules you wrote down and checks your holdings against them every night.
Simply Wall St scores a company against its own framework, which is the point: it is consistent, explained, and the same for everybody. Monsa scores a company against yours. If you agree with their checks, theirs is less work. If your process has requirements of its own - a margin floor you insist on, a debt level you refuse - the score that matters is the one built from those.
Side by side
| What you want to do | Simply Wall St | Monsa |
|---|---|---|
| Understand a company quickly, visually | What it is known for. | Plainer. A table of criteria, values and verdicts. |
| Whose criteria decide the score | Theirs, applied consistently to everything. | Yours, written down once and applied nightly. |
| Change what counts as a pass | Fixed framework. | Every threshold and weight is yours to set. |
| Track a portfolio | Yes, with their scores attached. | Yes, with your scores attached. |
When you do not need Monsa
If you do not have opinions about thresholds yet, a fixed framework is a better place to start than a blank rule-set. Come back when you disagree with one of their checks.
Monsa is also not a broker, does not place trades, and never says what to buy or sell. The other comparisons say the same thing about different tools, and a spreadsheet gets further than most people expect.
Rules written down while you still remember why you bought something survive the moment the price argues with you.