Privacy

What we store

• Account: the email address you sign in with - via Google OAuth or a one-time code sent to that address - and basic profile identifiers. We never see or store a password.
• Your work: the strategies you define and the tickers you choose to track. These are the inputs you give the product.
• Billing: subscription status via our payment processor. We never see or store your full card details.
• Broker connection: only if you choose to connect an Interactive Brokers account. We store the read-only Flex Web Service token and query id you paste in, the account number on the statement, and the import Monsa proposes from it. Positions you accept become holdings in your book, marked as imported. Disconnecting deletes the token, and the proposed imports go with it.

Analytics, including inside the product

Both monsa.ai and app.monsa.ai send pageviews to Google Analytics, in two separate properties. On this marketing site that is ordinary traffic measurement. Inside the product it is worth spelling out, because the address of a page carries meaning on its own:

• A pageview for a ticker page includes the ticker. Google therefore learns that someone signed in to Monsa opened that company - which is to say, that it sits in your book or on your watchlist.
• A pageview for a portfolio page includes that portfolio's identifier, which stays the same across visits.
• What is not sent: position sizes, quantities, prices paid, or any score. Google sees which pages were opened, never what they said.
• Two moments are reported as events rather than pageviews: starting checkout, and the subscription that follows. Those carry the plan, its price and the payment reference - so Google learns what you pay Monsa, though never a card detail, which Monsa never sees either.

We would rather write that down than let "we respect your privacy" do the work. Monsa is paid, carries no ads and does not sell data - you are the customer rather than the inventory because of how the business is funded, not because nothing is counted. If you would rather not be counted at all, blocking analytics in your browser works and costs you nothing in the product.

There is no consent banner yet. That is a known gap rather than an oversight, and it is the next thing on this page due to change.

What we don't do

• We cannot place an order, move cash or change anything at your broker. The optional Interactive Brokers connection reads open positions from a statement - never order history, executions or cash balances.
• We do not sell your data.
• We do not publish your name, your e-mail, your holdings or anything you wrote. The public leaderboard shows two things: a handle Monsa generates for you, which is not your name and which you can change, and how closely your holdings follow your own rules. You are shown both on the screen you land on after paying, and leaving the board is one click there or in Settings.
• We do not run a free tier that pays for itself by passing your book on to somebody else.

Third parties

We rely on a small number of processors to run the product: a database and auth provider, a market-data provider, an AI provider for qualitative analysis, a payments provider, and Google Analytics as described above. Each receives only what it needs to do its job.

Contact

Questions about your data? Reach out via @marek_kriz. You can request deletion of your account and associated data at any time.