Monsa // rules, not tips
You don't need another hot tip.
You need rules you set, and can check.
A stranger's post is not a strategy. Monsa asks a few honest questions about your own money and turns the answers into written rules - ones any stock has to earn its way past, every single night.
Regulators reviewing short-form investing content found as much as 80% of it misleading or missing basic risk warnings. · IOSCO, 2025
Already running a book? See the operator view →
Open to anyone · paid from day one · no free tier
you said
“I don't want to overpay for hype.”
“Nothing drowning in debt.”
Example scores against one made-up strategy - not a verdict on these companies, and not advice.
// why most people sit this out
Investing feels like a language nobody taught you.
So most people just don't start.
- 01
You are not the only one who feels behind.
Close to a third of Gen Z call the stock market too intimidating to get started, and most say they don't feel like they know enough. That isn't a personal failing - it's a gap nobody closed for them.
- 02
What fills the gap is mostly unreliable.
Independent research into short-form investing content has repeatedly found most of it misleading or missing basic risk warnings. A stranger's post is not a substitute for rules you understand and can check yourself.
- 03
Monsa is a guide, not another voice telling you what to buy.
A few honest questions about how you actually want to invest, turned into rules you can check any stock against, every night. Never a stock pick - you decide, and Monsa keeps the rules honest.
// why monsa
Answer honestly once. Get rules you can check every night.
Two honest numbers about why most people sit this out - and how Monsa is built to close that gap without becoming one more tip you have to trust blind.
29% of Gen Z call the stock market "too intimidating" to get started.
Fidelity Investments Canada, 2025
As much as 80% of short-form investing content has been found misleading or missing basic risk warnings.
IOSCO, 2025
Monsa never tells you which stock to buy. Answer a few questions about how you actually want to invest, and Monsa turns them into a written rule-set - a price you won't overpay, a level of debt you won't carry - that any stock, including the ones a stranger online is excited about, has to earn its way past. You choose the rules. Monsa checks your holdings against them, every night.
// how we guide you
You don't need to know where to start.
That's the part we built.
- 01
Answer five honest questions
How much swing you can stomach, when you need the money, what you're optimizing for. No jargon, no wrong answers - just how you actually want to invest.
- 02
Review your written rule-set
Your answers become rules in plain sight: a price you won't overpay, a level of debt you won't carry. You read every rule and confirm it yourself - Monsa never picks a stock for you.
- 03
Learn the reasoning in 10 short lessons
Click-through lessons on valuation, debt, diversification - the ideas professionals use, a few minutes each. Finish them at your own pace, or skip ahead if you already know this.
- 04
Monsa checks your holdings every night
From then on it's the same product the pros use: every stock you hold is scored against your rules, nightly. When something drifts, you see it - and the decision stays yours.
// the lessons
10 lessons: set up your portfolio like a professional
Each one is a few minutes of click-through questions with the reasoning explained - no grades, no stock picks. They chain into each other and end where it matters: with a strategy of your own.
- 01Write the rules before you buy anything
- 02What "cheap" actually means
- 03Value vs. growth: two honest ways to invest
- 04Reading dividend yield without getting fooled
- 05Debt and leverage: why net debt / EBITDA matters
- 06Volatility: how much swing you can actually stomach
- 07Diversification: position size and sector caps
- 08Why finfluencer hype is not a strategy
- 09Rebalancing: when to change your rules (and when not to)
- 10Turning your answers into your first portfolio
The lessons never tell you what to buy. They teach you to read the numbers so you never have to take a stranger's word for them.
// access
Paid from day one. Founding seats are limited.
No free tier, no data games. One plan, everything included - the only question is whether you take a founding number.
Monthly
flexibleMonth to month. Cancel whenever.
- 5 parallel portfolios
- 50 tracked tickers
- 100 AI analyses / month
- US + European exchanges, EOD data
Annual · Founding
first 100 annual subscriptionsThe first 100 annual subscriptions lock in $100/year for good. After the last seat, annual moves to $190.
6 / 100 founding seats claimed - $100/yr locked, then $190/yr
- 5 parallel portfolios
- 50 tracked tickers
- 100 AI analyses / month
- US + European exchanges, EOD data
Prices in USD. Sign in and subscribe, no waiting list.
// start here
Start with rules, not with someone else's tip.
Answer a few honest questions, get a rule-set that is yours, and let Monsa check it every night. Monsa never tells you what to buy.