// monsa vs simply wall st
Monsa y Simply Wall St, dónde se solapan y dónde no.
Both score companies. The difference is whose criteria are being used.
Para qué sirve esta herramienta, y la tabla de abajo, siguen en inglés. Son afirmaciones sobre el producto de otro, citadas una vez y comprobadas una vez, y ocho versiones de una afirmación sobre un tercero son ocho ocasiones de contarla un poco mal.
Para qué sirve Simply Wall St
Visual company analysis - the snowflake - built on a fixed set of checks covering value, future, past, health and dividend, plus portfolio tracking.
Monsa holds the rules you wrote down and checks your holdings against them every night.
Simply Wall St scores a company against its own framework, which is the point: it is consistent, explained, and the same for everybody. Monsa scores a company against yours. If you agree with their checks, theirs is less work. If your process has requirements of its own - a margin floor you insist on, a debt level you refuse - the score that matters is the one built from those.
Lado a lado
| Lo que quiere hacer | Simply Wall St | Monsa |
|---|---|---|
| Understand a company quickly, visually | What it is known for. | Plainer. A table of criteria, values and verdicts. |
| Whose criteria decide the score | Theirs, applied consistently to everything. | Yours, written down once and applied nightly. |
| Change what counts as a pass | Fixed framework. | Every threshold and weight is yours to set. |
| Track a portfolio | Yes, with their scores attached. | Yes, with your scores attached. |
Cuándo no necesita Monsa
If you do not have opinions about thresholds yet, a fixed framework is a better place to start than a blank rule-set. Come back when you disagree with one of their checks.
Monsa tampoco es un bróker, no ejecuta operaciones y nunca dice qué comprar o vender. Las otras comparaciones dicen lo mismo sobre otras herramientas, y una hoja de cálculo llega más lejos de lo que casi todo el mundo espera.
Las reglas escritas mientras todavía recuerda por qué compró algo sobreviven al momento en que el precio le lleva la contraria.